Experience seamless, comprehensive digital banking online and on your phone with full functionality on both platforms for the freedom to bank wherever you want, whenever you want.

To access Digital Banking on your mobile device, download the Independence Bank app.

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Personal Finance Manager

Get a snapshot of your finances. Combine Independence Bank accounts with external accounts to understand your overall spending habits and create a personal financial statement. View our step by step instructions or a helpful video on how to setup.

Savings Goals and Budget Tracker

Take charge of your financial life. Create a budget, track your expenses and set financial goals, then view your progress. All in one place.

Mobile Remote Deposit Capture

Don’t miss out on the moments that matter most. Deposit a check from wherever your independence takes you.

Text Banking*

Get quick and easy real-time balance information and transfer funds 24 hours a day, 7 days a week by simply sending a text to our short code, 662-265.

*Standard text messaging rates may apply.

Person to Person Payments

This convenient way of paying back family and friends allows you to easily transfer funds from your Independence Bank account to another individual’s account easily and securely.

Bill Pay

Revolutionize the way you pay bills. View and manage payment activity, pay bills in as quickly as one business day, set up email notifications for important due dates and schedule bill payment in advance.

External Transfers

Moving money just got easier. Transfer funds between your Independence Bank account and external accounts quickly and securely and eliminate the need to write a check or visit a location.

Cut off time for same day processing are as follows:

  • P2P Payments at 3 pm CT
  • Bill Pay at 3 pm CT
  • Transfer at 6 pm CT
Telephone Banking

You can access information pertaining to your checking and savings accounts, loan accounts, CDs and IRAs 24/7 from a touch-tone phone.

  • Check your balance
  • Review previous deposits and withdrawals
  • Access your current loan balance
  • Access account activity
  • Get assistance with lost or stolen cards
  • Initiate transfers between accounts
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